LEMBAR HASIL PENILAIAN SEJAWAT SEBIDANG ATAU PEER REVIEW KARYA ILMIAH : JURNAL ILMIAH Credit Loan Selection During the Pandemic Recommendation MCDM-Promethee Method

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  • 20 Feb
  • 2021

LEMBAR HASIL PENILAIAN SEJAWAT SEBIDANG ATAU PEER REVIEW KARYA ILMIAH : JURNAL ILMIAH Credit Loan Selection During the Pandemic Recommendation MCDM-Promethee Method

In the current state of COVID-19, many middle and lower-income
businesses such as Micro, Small and Medium Enterprises (UMKM) have
experienced a decrease in their income turnover, so that they require additional
capital costs to carry on their business life. To provide additional capital loans, there
are several requirements that must be met by every UMKM. Like an independent
business that is carried out, whether it is permanent or only limited to domicile, then
how long have they started the business they have built up to now, do they have
collateral as loan guarantee, do they have a good level of business productivity
during the running, seen from the report made, do you already have a lot of customers
from the business you run. This is a benchmark for providing loans to UMKM. The
method that can be recommended is Promethee, which is part of the Multi-Criteria
Decision Making (MCDM) concept as a rating method in determining loan issues
recommended by the Promethee method. The results obtained from the ranking with
the Promethee method, namely that of the six selected and evaluated UMKM, the
first rank was from the UMKM-3 with the highest weight value of 0.208, followed
by UMKM-1 with a weight of 0.042 and followed by UMKM-5 which were still
considered feasible even though they were not valuable. negative, while the other
two UMKMs cannot be said to be eligible for a loan, namely UMKM-2 and UMKM-
4 because they are negative.

Unduhan

 

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